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417 Cobia Avenue

Fort Walton Beach, FL 32548
  • $715,000
  • STATUS: Closed
  • ON SITE: 232 Days
  • MLS #: 989999
Sold - 07/09/2026
$715,000
SOLD - 07/09/2026
  • 4
    BEDS
  • 0.32
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,665
    SQFT
  • $268
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1972
County:

School Information

Elementary School:
Middle School:
High School:

Description

Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette. Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool with a 2026 pool pump and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025. Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach. Call today to secure your piece of paradise!

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Scenic Sotheby's International Realty | The Jabbour Luxury Group. Vendor Member number: 28178. Data last updated: 2026-07-11T13:01:25.263.
Vendor Member #28178.
www.jabbourluxurygroup.com/homes/170248277
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417 Cobia Avenue Fort Walton Beach, FL 32548

  • Price: $749,000
  • Status: Closed
  • On Site: 232 Days
  • Updated: 30 min ago
  • MLS #: 989999
4
Beds
3
Baths
0
½ Baths
0.32
Acres
2,665
SQFT
$268
$/SQFT
1972
Built
Neighborhood:
Santa Rosa Island
County:
Okaloosa
Area:
Fort Walton Beach
Elementary School:
Elliott Point
Middle School:
Bruner
High School:
Fort Walton Beach
Property Description
Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette. Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool with a 2026 pool pump and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025. Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach. Call today to secure your piece of paradise!
Exterior Features

Architectural Style Beach House Carport Spaces 0 Carport YN No Construction Materials BrickSiding Vinyl Covered Spaces 0 Door Features [] Driveway Spaces 6 Exterior BBQ Pit/GrillColumnsDeck OpenFenced Lot-AllFenced Lot-PartFenced PrivacyGuest QuartersPatio CoveredPool - In-Ground Exterior Features Outdoor GrillColumns Foundation Details Slab Garage YN No Parking [] Parking Total 6 Patio And Porch Features Deck OpenPatio Covered Pool Yes Pool Features In Ground Pool Type Private Roof Metal View Intracoastal Waterwy Window Features Double Pane WindowsWindow Treatments

Interior Features

Appliance Info DishwasherDisposalMicrowaveRefrigeratorStove/Oven Electric Appliances DishwasherDisposalMicrowaveRefrigeratorGas Water HeaterTankless Water Heater Basement [] Bedroom Level Second Cooling Central AirCeiling Fan(s) Cooling YN Yes Fireplace Features Fireplace Gas Fireplace YN Yes Flooring HardwoodTile Heating Central Heating YN Yes Interior Ceiling BeamedFireplace GasFloor HardwoodFloor TileKitchen IslandPantryRenovatedWasher/Dryer HookupWindow Treatmnt SomeWoodwork Painted Interior Features Beamed CeilingsKitchen IslandPantryWasher/Dryer HookupWoodwork Painted Kitchen Level Second Living Room Level FirstSecond Master Bed Bath MBath Shower OnlyMBath TileMBath Walk-In ClosetMBed First Floor Master Bedroom Level Second Rooms BedroomMaster BedroomKitchenLaundryLiving Room Rooms Total 8

Property Features

Association Fee Includes [] Buyer Financing [] Community Features [] Energy AC - Central ElectCeiling FansDouble Pane WindowsHeat Cntrl ElectricWater Heater - GasWater Heater - Tnkls Fencing Fenced Lot-AllFenced Lot-PartPrivacy Financing ConventionalFHAVA Green Energy Efficient [] Immediate Occupancy No Is Subject Leased No Lot Features LevelWithin 1/2 Mile to Water Lot Parcel Access Paved Road Lot Size Dimensions 190'x100'x162' New Construction YN No Other Equipment [] Other Structures Guest Quarters Property Condition Construction CompleteRenovated Property Sub Type Detached Single Family Road Frontage Type [] Road Surface Type Paved Security Features [] Special Listing Conditions [] Tax Annual Amount 3123.62 Tax Year 2024 Utilities [] Utility Info Public SewerPublic WaterTV Cable Water Source Public Waterfront Features [] Zoning CountyResid Single Family Zoning Info CountyResid Single Family

Listing courtesy of Compass: 850-296-9769.



© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Scenic Sotheby's International Realty | The Jabbour Luxury Group. Vendor Member number: 28178. Data last updated: 2026-07-11T13:01:25.263.
Vendor Member #28178.
 
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Scenic Sotheby's International Realty | The Jabbour Luxury Group
4130 East County Highway 30A
Santa Rosa Beach FL, 32459